Grand Theft Auto V isn’t just about completing missions and exploring Los Santos—it’s also about making money. Whether you want to buy luxury cars, upgrade weapons, or own the most expensive properties, you’ll need serious cash. Luckily, there are multiple ways to earn unlimited money in GTA V, both in Story Mode and GTA Online. This guide breaks down every method you can use, from smart investments to hidden exploits.

1. Mastering the Stock Market (Single Player)

One of the most profitable ways to earn unlimited money in GTA V is by manipulating the in-game stock market. Franklin’s assassination missions given by Lester are key here.

  • Before each assassination mission: Invest in specific stocks Lester hints at.

  • After completing the mission: Sell when the stock peaks, then reinvest in its rival companies for a secondary profit.

👉 Example:

  • Hotel Assassination: Buy Betta Pharmaceuticals (BET) before, then sell after. Later, invest in Bilkinton (BIL) for long-term gains.

  • Repeat this strategy across all assassination missions for billions in profits.

💡 Pro Tip: Don’t start these missions until you finish the main story. That way, you’ll have the maximum amount of money to invest.

2. Hidden Treasure Chests (Underwater Packages)

Scattered across the oceans of Los Santos are underwater hidden packages containing $12,000 each. With 11+ spawn points, you can collect millions by switching between characters and picking them up repeatedly.

  • Use a submarine or scuba gear to explore.

  • Switch to another character and back again to respawn the loot.

  • This is a grindy method, but it works infinitely.

3. Stock Car Races & Vehicle Unlocks

By completing Franklin’s Stock Car Races, you unlock unique custom vehicles that can be sold for a good profit. Though not unlimited on its own, combining this with other money-making methods maximizes your gains.

4. Infinite Money Glitches (Single Player)

Certain glitches allow you to duplicate vehicles or repeatedly pick up high-value items:

  • Car Duplication Glitch: Store and duplicate rare cars like the Adder or Entity XF, then sell them at Los Santos Customs for hundreds of thousands.

  • Respawn Money Cases: Similar to underwater packages, some money briefcases respawn when you switch characters.

⚠️ Note: These glitches may be patched in newer versions, but older versions (PS3/Xbox 360 or early PC builds) still allow them.

5. Heists – Maximize Payouts

Story Mode heists can earn you tens of millions if you choose the right crew members.

  • For example, in the Jewel Store Job, using a cheaper but skilled hacker like Rickie Lukens maximizes your cut.

  • In the Big Score (Obvious Approach), picking the right team ensures over $200 million per character.

6. GTA Online – Infinite Money Grinding

If you’re playing GTA Online, the best way to make unlimited money is through repetitive grinding methods:

  • Heist Replays: The Cayo Perico Heist is the most profitable solo heist.

  • VIP/CEO Work: Run import/export vehicle missions for consistent income.

  • Nightclubs & Businesses: Set up passive businesses (MC Clubs, Nightclubs) to earn cash while doing other activities.

7. Smart Saving & Spending

Unlimited money isn’t just about earning—it’s also about managing your resources. Avoid wasting cash on unnecessary items early in the game. Instead:

  • Buy businesses that generate steady passive income.

  • Save for properties tied to exclusive missions for extra profit.

  • Invest in weapons and armor to make missions easier, reducing costly deaths.

Final Thoughts

With the right strategy, you can easily make unlimited money in GTA V. From stock market manipulation to hidden treasure chests and heist optimization, there are countless ways to get rich. In GTA Online, grinding heists and businesses ensures a constant flow of cash.

Whether you’re aiming for 100% completion or just want to own every luxury car in Los Santos, these methods guarantee you’ll never run out of money again.