If you want to succeed in FIFA 22 Ultimate Team (FUT), you’ll need one key resource: coins. Coins allow you to buy the best players, trade on the market, and build a competitive squad. But for many players, earning coins can feel slow and frustrating. The good news? With the right strategies, you can maximize your coin income quickly and efficiently without spending real money.

In this guide, we’ll break down the fastest and most reliable ways to earn coins in FIFA 22 Ultimate Team.

1. Play Division Rivals and FUT Champions

Competitive online modes remain the best source of steady coin income.

  • Division Rivals: Weekly rewards include coins, packs, and points for FUT Champs qualification. Even if you lose, you still earn progress.

  • FUT Champions: Weekend League rewards are huge — elite players, high-value packs, and thousands of coins.

👉 Tip: Consistently playing Rivals will also improve your skill level, giving you an advantage in FUT Champs.

2. Complete Squad Building Challenges (SBCs)

SBCs are a great way to trade unused players for valuable rewards.

  • Focus on advanced SBCs like Hybrid Leagues and Hybrid Nations, which give excellent pack rewards.

  • Always check FUTBIN or FUTWIZ solutions to complete challenges cheaply.

  • Sell high-demand SBC fodder on the market for profit.

3. Master the FUT Transfer Market (Trading)

Trading is one of the fastest ways to stack up coins.

  • Sniping: Refresh player listings and buy cards listed below market value, then sell for profit.

  • Mass Bidding: Place low bids on multiple players in demand (e.g., popular meta cards, consumables).

  • Investing: Buy players during low-demand times (Squad Battle rewards, lightning rounds) and sell when demand rises.

👉 Tip: Gold rare players from popular leagues (Premier League, La Liga, Serie A) are always good targets.

4. Play Squad Battles for Easy Rewards

If online competition feels too tough, Squad Battles is a great alternative.

  • Weekly rewards give coins and packs based on your rank.

  • Playing against AI lets you test tactics while farming rewards.

5. Daily and Weekly Objectives

Never ignore FUT’s milestone rewards:

  • Completing objectives (e.g., scoring with certain players or in specific modes) often gives packs and bonus coins.

  • These stack up over time and can provide valuable free rewards.

6. Use the FIFA Companion App

The FUT Web and Mobile App can help you manage your club 24/7.

  • Trade players on the go.

  • Claim rewards as soon as they’re available.

  • Snipe deals faster during high traffic (lightning rounds, promo events).

7. Avoid Wasting Coins

Earning coins fast also means not wasting them:

  • Don’t open regular packs with coins — they rarely provide profit.

  • Don’t overspend on hype players early; prices often drop after promos.

  • Always compare player prices before buying.

Final Thoughts

Building a dream squad in FIFA 22 Ultimate Team doesn’t require real-money purchases. With smart trading, consistent play, and efficient use of rewards, you can earn coins quickly and build a top-tier team.

Stay disciplined, avoid wasting coins, and always watch the market for opportunities — that’s how the pros do it.